If you are receiving either SSI or SSDI, you will want to avoid having the benefits stopped for any reason. To help educate readers on how and why their benefits could be ceased, we have provided this list of the possible situation you could find yourself in:
Medical Improvement (SSD and SSI):
For both SSD and SSI, improvements in your medical status can end up disqualifying you from being eligible for benefits. If you reach a level where you are no longer considered disabled by SSA standards, you will need to reapply for any benefits you receive.
Returning to Work (SSD):
Any work where you make money while on SSD is considered SGA (substantial gainful activity) by the SSA. If you begin making more than $1,130 ($1,820 if you are blind), you may lose your SSD benefits. However, there are some exceptions in the rules for those who are under a TWP (trial work period) that has been approved by the SSA.
Reaching your Retirement Age (SSD):
If you reach retirement age, and decide to receive your Social Security retirement benefits, your SSD benefits will be ceased, as you cannot receive money from both of these programs at once.
If you are Incarcerated or Put Into an Institution (SSD):
When you are convicted of a crime (especially a felony), or are placed into any institution based on mental health reasons, your SSD is likely to be withdrawn. By regaining these benefits after this has occurred, you should contact a disability advocate.
Reaching an Income or Asset Level Above the Set Limit (SSI):
When you receive SSI benefits, the SSA places certain level limits on how much income or assets you can have. If you surpass these benefits, your benefits may be ceased. The following factors can affect what the SSA sees as your income/assets:
* Your Spouse’s Income
* The Amount of Free Food or Shelter You Recieve
* Your Parent’s Income (in the case that you’re a minor recipient)
* Any Increase in Income (SSA considers differences in “earned” and “unearned” income, and you cannot receive either in excess of $733 per month)
* Any Increase in Held Assets (any amount in excess of $2,000 can disqualify you for benefits)
Going Back to Work (SSI):
Unless you’ve been given a special work permit or another type of permission by the SSA, SSI recipients may lose their benefits if they begin to gain assets and income through an employment position.
Becoming 18 (SSI):
If you are receiving SSI because of a parent’s disability, you will have to have your case re-assessed once you turn 18. However, some dependents still maintain their benefits after this reassessment.
If you feel threatened by a change in your status, income, or another aspect of your life, you need to contact a qualified SSD or SSI advocate. Thankfully, the professional team at London Disability is experienced in helping any individual who is afraid they may be about to lose their valuable benefits. Get in contact with the team today to set up a free consultation.
