For those who are suffering from an illness or injury and it is impacting the ability to earn a living, filing for Social Security retirement benefits early could be on their mind. Sometimes, applying for Social Security disability benefits makes more sense based on the age and current needs of the person. A Hemet California Disability attorney can help one make difficult decisions regarding future benefits. This is critical in order to ensure that the basic needs continue to be met. It is a big decision to make especially when it will determine the financial assistance that will be needed if they are unable to work.
Early Social Security Retirement
Reaching full retirement age means being able to receive full benefits. Depending on when the person was born can cause this to range between 65 and 67 years old. If the person applies for benefits early, the benefits received will be reduced. For example, if one applies for early retirement benefits at 62, they will only get approximately 70% of the amount they would normally get at full retirement age.
Those suffering from an illness or injury might find it hard to manage with this reduction of benefits. If this is the case, it is worth looking into applying for Social Security Disability Benefits instead of or along with early retirement benefits.
Social Security Disability
Anyone who qualifies for Social Security disability benefits will receive the full monthly amount, no matter what their age. This is due to the benefits being payable to a person that is incapacitated by a serious illness or injury. Due to this, they are no longer able to work. To qualify for benefits, the person must prove that they meet the definition of disabled set by the Social Security Administration.
The serious impairment must be expected to be disabling for a minimum of 12 months or expected to end in death. The rules and regulations are hard to interpret. Due to this, it is a good idea to consult with a Hemet California Disability Attorney.
Those getting ready to apply for disability that wish to make sure they navigate through the process and improve the chances of being approved should visit us. The outcome of filing can have an impact on the quality of a person’s life.
